Employees Value Healthcare

Offering healthcare for businesses is one of the best ways to find and retain top talent.

According to the 2019-2020 Aflac WorkForces Report, of the survey participants ranking health benefits as first, second, or third most important in a job:

  • 86% of employees rank health coverage as the most important benefit in an overall benefits package
  • 63% of employees rank health coverage as the most important aspect when looking for a job – second only to pay
  • 38% of employees say improving their benefits package is the most important thing employers can do to keep them in their job – again, second only to pay

And in a survey of 738 Human Resources professionals, 95% said that according to employees, healthcare benefits are the most important part of an overall benefits package. Candidates are making work and career decisions based on healthcare benefits (Resourcing Edge).

Employers And Employees Are Paying Too Much

Providing traditional healthcare for businesses can be complicated, and is almost always expensive.

According to the KFF Employer Health Benefits Survey, 2020, the total employer and employee contributions in 2020 were:

  • $7,470 for individual coverage:¬† $6,227 employer contribution, $1,243 employee contribution
  • $21,342 for family coverage:¬† $15,754 employer contribution, $5,588 employee contribution

These astronomical figures reflect only the premiums paid per year, and do not include any copays, deductibles, and other costs employees will also incur throughout the year. These additional costs could reach many thousands of dollars before insurance pays anything.

healthcare for businesses

Example Cost Comparisons

A Mint Health Clinics Lone Tree primary care membership can save you, your employees, and their families thousands of dollars per year, all while enabling members to receive vastly improved access to truly personalized care.

When our membership is combined with a medical cost sharing plan like Zion Health or Sedera for major medical coverage, the savings increase and the care gets even better.

Below are comparisons of the average costs for individuals and families in an employer-sponsored, traditional insurance plan (based on the KFF Employer Health Benefits Survey, 2020 data above) versus a combination of a Mint Health Clinics Lone Tree membership and a Zion Health plan.

Individual

On average, employers and employees combined to pay $7,470/year for individual coverage in 2020.

When combining a Mint Health Clinics Lone Tree membership with a Zion Health plan, the total cost would be $3,288/year ($1,188 for Mint, $2,100 for Zion Health) or lower.

This is a savings of 56%, not including additional savings on copays, deductibles, and other costs.

This example assumes a single, 40 year-old adult on a Zion Health plan with a $1,000 Initial Unshareable Amount (IUA), where the employer pays 75% of the employee’s monthly costs.

healthcare for businesses and individuals

Family

On average, employers and employees combined to pay $21,342/year for family coverage in 2020.

When combining a Mint Health Clinics Lone Tree membership with a Zion Health plan, the total cost would be $8,004/year ($2,604 for Mint, $5,400 for Zion Health) or lower.

This is a savings of 62%, not including additional savings on copays, deductibles, and other costs.

This example assumes a family of four (2 adults both 45 years old, and 2 children) on a Zion Health plan with a $1,000 Initial Unshareable Amount (IUA), where the employer pays 75% of the employee’s monthly costs.

Payroll Deduction

One simple way to offer our memberships to your employees is through a voluntary payroll deduction. This enables you to share the membership costs with your employees.

You can choose to subsidize any amount of the total cost per employee that will be deducted from payroll.

Payroll Deduction Agreement

Contact Us

Please contact us to enroll as a business. When you enroll as a business, we will create a unique enrollment portal for you and/or your employees to use, and work with you to create other unique plan settings.

Also contact us to learn more about medical cost sharing plans like Zion Health and Sedera, and other options for major medical coverage. There are excellent alternatives to traditional health insurance that can save you money while also providing simpler, more effective coverage.

We look forward to hearing from you!

Contact Us