Employees Value Healthcare
Attracting and retaining the best employees is crucial for any business. Offering healthcare benefits is one of the best ways to find and retain top talent.
According to the 2019-2020 Aflac WorkForces Report, of the survey participants ranking health benefits as first, second, or third most important in a job:
- 86% of employees rank health coverage as the most important benefit in an overall benefits package
- 63% of employees rank health coverage as the most important aspect when looking for a job – second only to pay
- 38% of employees say improving their benefits package is the most important thing employers can do to keep them in their job – again, second only to pay
And in a survey of 738 Human Resources professionals, 95% said that according to employees, healthcare benefits are the most important part of an overall benefits package. Candidates are making work and career decisions based on healthcare benefits (Resourcing Edge).
Employers and Employees are Paying Too Much
Healthcare costs in the U.S. have been rising for decades, and are expected to keep increasing. Total healthcare spending (including premiums, copays, coinsurance, deductibles, etc.) in the U.S. during 2017 was roughly $11,000 per person. By 2027, those costs are expected to climb to roughly $17,000 per person (Investopedia).
That’s an increase of over 54% in just 10 years.
In 2019, the average amount that covered employees contributed was $1,242 for individual coverage, and $6,015 for family coverage. Total costs including employer contributions were (KFF Employer Health Benefits Survey, 2019):
- $7,188 ($5,946 employer contribution, $1,242 employee contribution) for individual coverage
- $20,576 ($14,561 employer contribution, $6,015 employee contribution) for family coverage
Investment for Businesses
Your health, and the health of your employees, is an investment, not an expense. We make investing in your and your employees’ health easy and affordable.
This plan is for owners of a sole-proprietorship or a business with employees.
5% discount when paying quarterly
10% discount when paying annually…the equivalent of over 1 month free
- One-time enrollment fee of $95 per individual, max $145 per household
Each additional child under 27 in a family is $15/month
Implementing Mint Lone Tree in Your Business
Membership in Mint Lone Tree can be added at any time, and there’s no need to wait for open enrollment.
There are a few ways businesses typically implement Direct Primary Care memberships. You can apply any of these with your Mint Lone Tree membership.
As a Standalone Health Benefit
This is a cost-effective option for businesses who are unable to afford traditional health insurance, but who still want to provide coverage for primary care and wellness needs.
Paired With a Medical Cost Sharing Plan
This is a great option for businesses who are unable to afford traditional health insurance, but who still want to provide coverage for primary care and wellness needs and for large curative treatments such as hospitalizations, surgeries, ER visits, etc. Many businesses have seen over 50% savings when pairing Direct Primary Care memberships with medical cost sharing.
Please see our Major Medical Coverage page for more information about medical cost sharing.
In Combination With a Typical Insurance Plan
You can choose to implement this at any time without changing your current benefits.
The immediate access to better primary care and wellness will lower your overall health insurance utilization, which will ultimately result in a lower premium when your insurance is up for renewal.
Offering direct primary care has also been proven to provide additional savings in reduced employee absenteeism and increased productivity.
Please contact us to enroll as a business. We will create a unique enrollment portal for you and/or your employees to use, and work with you to create other unique plan settings. We look forward to hearing from you!
Free Discovery Call
Do you still need more information before you join? Schedule a free discovery call with Dr. Merritt. This free consultation will give you an opportunity to talk directly to Dr. Merritt, so you can determine if a membership at Mint Lone Tree is right for you and your family.